If you are thinking of buying a house in 2017 please take a moment to read this post from Gene Mundt.
He is a lender and knows the pitfalls that can occur if a buyer is not on top of their all important credit score.
Thank you Gene Mundt, IL/WI Mortgage Originator - FHA/VA/Conv/Jumbo/Portfolio/Refi for this info!
It's Time to Request Your FREE Credit Report
Credit advice is everywhere ...
The internet, social media, news outlets, financial and lending institutions, and more provide a never-ending supply of it.
So by now, you've probably seen and heard that your Credit Score is important ... and that you should check your Credit Report on a consistent and timely basis.
But where do you start?
There are 2 simple ways to achieve this important task:
1: You can talk to your Lender.
This is most commonly done when applying for a mortgage (or loan of some kind), but it can be accomplished at any time. (It must be pointed out that should you not be applying for a loan anytime soon, there may be a small charge for running a Credit Report in this manner. This charge will be incurred at the discretion of your Lender.)
2: You can order your Credit Report via one of the 3 consumer credit bureaus ... Experian, TransUnion, Equifax).
It's a fact: Each credit bureau is required to provide you aFREE copy of your Credit Report once every 12 months. (By staggering your requests throughout the year, you best monitor changes or errors that might occur.)
This is easy to do. Just go to:You'll be asked to provide the following info:
- Your Name
- Your Address
- Your Date of Birth
- Your Social Security NumberPlease Note: You may also be required to provide a previous address if you have moved during the past two (2) years.
Security is in place on this site, so it may be necessary for you to establish a "secret" question or answer that no one else knows in order to complete your Credit Report request.By doing all the above, you should easily and quickly accomplish your mission. See? Not so bad ...And Remember: Should you have questions regarding your Credit Report request, about your credit, or financing options to buy in Chicagoland, Illinois, or Wisconsin ... please reach out to me. I'll be glad to hear from you, answer your questions, or assist in any way I can.
* Hoping to Buy or Refinance a Home in New Lenox, Will County, or elsewhere in the Chicagoland area? Contact me! I'll put my 40+ years of Mortgage experience and expertise hard to work on your behalf.I'm easily found at:Gene MundtMortgage Originator - nmls #216987 - IL Lic. 031.0006220 - WI LicensedAmerican Portfolio Mortgage Corp.nmls #175656Direct: 815.524.2280Cell or Text: 708.921.6331eFax: 815.524.2281
Mortgage Originator - NMLS #216987
IL Lic. #0006220 - WI License
Gene Mundt, Mortgage Originator, 40+ years of #mortgage experience, will offer you exemplary mortgage service and advice when seeking: #Conventional, #FHA, #VA, #Jumbo, #USDA, and Portfolio Loans in #Chicago and the greater Chicagoland region, including: The #Lincoln-Way Area, #Will County, (#New Lenox, #Frankfort, #Mokena, #Manhattan, #Joliet, #Shorewood, #Crest Hill, #Plainfield, #Bolingbrook, #Romeoville, #Naperville, #Wilmington, #Peotone, etc.), #DuPage County, the City of Chicago, #Cook County, and elsewhere within IL and Wisconsin.
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CENTURY 21 ABSOLUTE REALTY
512 Baltimore Pike, Springfield, PA 19064
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